Propelling Communal Wealth

Global infrastructure for local savings.

Ajoni empowers communities worldwide with professional-grade tools to manage, grow, and secure communal capital through programmable trust.

Global Finance

Institutional Grade Solutions

Designed to scale informal finance into formal infrastructure with speed, security, and transparency.

Programmable Trust

Automated governance rules and smart payouts that eliminate default risk and ensure every member is protected.

Behavioral Intelligence

Leverage trust scoring models built on actual performance data to unlock credit opportunities for members.

Global Liquidity

Connect communal pools to formal yield-bearing assets, preserving value and outperforming inflation.

Security at every layer.

We utilize enterprise-grade encryption and atomic financial transactions to ensure your community's wealth is always secure and auditable.

Learn about our standards

Built for Reliability

From biometric verification to real-time auditing, Ajoni is built to the same standards as the world's leading financial institutions.

  • Multi-factor authentication (MFA)
  • End-to-end data encryption
  • Regulatory compliance and reporting

Transparent SaaS Pricing

Choose the plan that fits your cooperative's scale. From small social circles to industrial market unions.

Basic
₦0 /mo

For individuals joining existing public Ajo groups.

  • Join unlimited groups
  • Trust Score tracking
  • No group creation
Get Started
Most Popular
Pro Organizer
₦2,500 /mo

Perfect for social clubs and reliable organizers.

  • Create up to 5 Groups
  • Private "Invite-only" pools
  • 1.0% Payout Fee
Upgrade to Pro
Enterprise
₦15,000 /mo

For formal cooperatives and NGO unions.

  • Unlimited Groups
  • Custom branding
  • Priority Payout API

Ready to digitize Ajo?

Join the platform bringing programmable trust and embedded finance to the informal savings market.